Why Choose Cash-Based Physical Therapy Instead of Insurance?

Cash-based physical therapy gives patients better care, more time, and more control. Instead of letting insurance companies decide what is “allowed,” cash-based care puts the focus back where it belongs—on the patient’s goals, not the paperwork.

Prioritizing Quality Over Volume

Insurance reimbursement rates force many clinics to:

• Double or triple book patients

• Limit one-on-one time

• Rely heavily on aides or techs

By not contracting with insurance, we can provide:

• Full 1:1 sessions

• Direct time with a licensed PT

• Individualized attention every visit

Your care isn’t rushed or shared.

Insurance Dictates Care — We Don’t

Insurance companies decide:

• How many visits you’re allowed

• What diagnoses qualify

• Which treatments are “approved”

• When you’re “better enough”

We believe your recovery shouldn’t be determined by an adjuster who has never met you.

Treating More Than Just Injuries

Insurance typically covers only what is considered “medically necessary.”

They often do not cover:

• Injury prevention

• Performance training

• Return-to-sport progression

• Strength and mobility optimization

• Wellness or maintenance care

We specialize in helping active individuals move better, not just “fixing pain.”

Transparent Pricing — No Surprise Bills

With insurance, patients often experience:

• High deductibles

• Unexpected co-insurance

• Retroactive denials

• Bills months later

Our model offers:

• Clear pricing upfront

• No surprise charges

• No confusing EOB statements

You always know exactly what you’re paying for.

Faster Access to Care

Insurances can often cause:

• Referral delays

• Authorization waiting periods

• Visit caps

You can start immediately and stay consistent with your plan.

Fewer Visits, Better Results

Because care is:

• More focused

• More individualized

• Higher quality per session

Patients often require fewer total visits, which can make cash-based care comparable — or even less expensive — than using insurance.

Answering to You — Not an Insurance Company

Our only incentive is your outcome.

Not billing codes.
Not visit quotas.
Not productivity standards.

Just focused on results.